Loan Programs
Finding the right mortgage doesn’t have to be complicated. At Bixby Knolls Mortgage, we offer a variety of loan programs tailored to fit your unique financial needs and homeownership goals. Whether you’re a first-time buyer, a seasoned investor, or looking to refinance, we’ve got the perfect solution for you.
Explore the loan programs below to discover the options we offer and see which one is the best fit for your journey to homeownership.
Conventional Loans
30-Year Fixed for Purchase and Refinance with 3% and 5% down payment options available, offering competitive rates for qualified borrowers.
FHA Loans
30, 20, & 15-Year Fixed for Purchase and Refinance with 3.5% down payment programs designed for more flexible credit and income qualifications on 1-4 units.
VA Loans
100% financing for Purchase and Refinance. We are VA loan specialists proudly serving those who’ve served our country.
Jumbo Loans
Financing options for loan amounts starting above $1,209,750, tailored for high-value properties with flexible terms.
Reverse Mortgages
Available for both Purchase and Refinance, helping homeowners 62+ leverage home equity for financial flexibility.
Home Equity Lines of Credit (HELOCs)
Access your home’s equity with fast processing, with approvals in as little as 10 days.
Loans for Self-Employed Borrowers
Flexible qualifying options using 12 & 24-month bank statements, profit and loss statements, and 1099 income documentation.
